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Loan Repayment Assistance Program

About the Loan Repayment Assistance Program

 

LRAP Recipient Profiles

As a child growing up in rural Kansas, Chas Horner '08 saw a lot of need and injustice resulting from poverty. Now a staff attorney for the Lane County Legal Aid and Advocacy Center, Horner works to solve those problems he was surrounded with as a child."Experiences there continue to inspire actions here," Horner says. Read more on Chas and all current LRAP recipients. Watch Chas Horner discuss his work and the benefits of the LRAP.

READ: Message from LRAP Board Members

LRAP at the UO

Public service at the UO School of Law is thriving, with up to 50% of Oregon Law graduates entering public service careers annually. Oregon Law's Loan Repayment Assistance Program (LRAP) reflects the school's commitment to public service by increasing graduate access to public service careers. LRAP recipients improve access to justice through their work with legal aid clients, migrant farmworkers, in national and international human rights organizations, as environmental attorneys, tribal attorneys and more. With a combination of low starting public service salaries and unprecedented debt, Oregon Law's LRAP is vital to our public service mission-if graduates cannot alleviate the burdens of debt and low public service salaries, they will not be able to afford public service careers.

Read about Tom Borton '09, Pro Bono Publico, in Oregon Outlook.

Apply to LRAP today!

Help Oregon Law graduates by donating to LRAP

If you are interested in making a donation to help support the LRAP, please contact Oregon Law's Associate Director for Public Service Initiatives Jane Steckbeck at (541) 346-3987, or via email

Learn about Legal Ducks in Public Service!

Eligibility

Recent Oregon Law graduates who meet the following criteria may apply for LRAP support:

  • Graduated December 2010 or later from Oregon Law
  • Work in a qualified public interest law job (see Program Policy for more details)
  • Have an adjusted gross income of $55,000 or less annually
  • Have outstanding law school loan obligations.

Selection Process and Loan Forgiveness

The LRAP Selection Committee makes awards based on available LRAP funds and other factors including:

  • Income level
  • Undergraduate and other debt
  • Debt/income of partner or spouse
  • The applicant's prior commitment to public service
  • The applicant's stated public service career objectives.

The LRAP Selection Committee will also consider the following:

  • Whether the applicant is eligible for and enrolled in Income Based Repayment (IBR) or Pay as You Earn (PAYE).;
  • Whether the applicant has private loans that are not eligible for Public Service Loan Forgiveness (PSLF) and IBR or Pay as You Earn (PAYE);
  • Whether the applicant or re-applicant is enrolled in any other LRAP Program.

Policy Explanation:

Under the College Cost Reduction and Access Act, graduates in qualifying public service positions are eligible for IBR, which will substantially reduce loan payments for eligible federal loans. Though the LRAP Committee prefers that candidates who are eligible for IBR will enroll in IBR, it will not require applicants to choose IBR, but may, in its discretion, limit an LRAP award to the amount a candidate would pay if enrolled in IBR. In general, the LRAP Committee will not issue LRAP funds that exceed a candidate’s loan payments under IBR, but retains the discretion to award funds in excess of IBR payments if the candidate also has private loans not eligible for PSLF and IBR. This general rule applies to participation in more than one LRAP programs, in that the Committee will not issue LRAP funds that exceed a candidate’s total loan payments. LRAP recipients are awarded short-term forgivable loans of up to $5,000 per year for up to three years. The LRAP program forgives the loans on an annual basis as long as the LRAP recipient continues working in a public interest position for the year for which the loan was made. Those applicants working as judicial clerks follow a separate forgiveness schedule. See Program Policy for details.

Learn more about LRAP

Please see our Program Policy, or contact Jane Steckbeck at 541-346-3987 or via e-mail.


Oregon Law » About the Loan Repayment Assistance Program